Affordable insurance coverage from the name you trust.

Harley-Davidson® Insurance is quality, affordable motorcycle insurance, backed by quality service and support. A wide range of coverage options are available, designed with the unique concerns of motorcycle riders in mind. Our licensed agents know H-D® motorcycles and will help tailor a policy to your needs with fast, accurate quoting to get you immediate coverage and onto the road.


Check out these benefits

e9a48b7732ab67f948fb74d7a5a87101_5d1b4425e42076fa.pngCoverages for a variety of motorcycle types
c5030a96a874348b96d893c1b62e2b75_05264f2dd1b8d4d4.png$1,000 optional equipment included1
c2ad13246c9735b2d15df65f76d49a16_2934f09c3acad43e.pngMoney-saving discounts available
f1a7329b7676f8b17f722ca83d45fe1e_6560862dfa3eae49.pngH-D® Genuine Parts + accessories replaced with H-D® Genuine Parts for all repairs

Happy man wearing Harley-Davidson MotorClothes
97d4be1774bc831e005640cf0c031e88_63ba005456f9f8e3.pngBodily injury liability
6cdd78ecfe39611e2128888bd08b0b0b_65e813fcd77c83f2.pngBike replacement cost
7531cb5b7963fb2e78889139baf00d24_bb65094ff4c3198b.pngCollision coverage
0fb7b6e55426187787562006e8870634_c351d9b07d6f86d1.pngComprehensive coverage
b623a90156142c9d1ff716fcb7213bdf_40df04837173ed62.pngGuest passenger liability
5c8f12dcb4d9c1ae2cefb25de0219896_21418c616b3e4a4f.pngMedical expense coverage

3e141ed4e6acdbc2b2bc86006956e230_fc674f62c2c1f0b6.pngOptional equipment coverage
2faa5ab8f67e2d30c48dbc21764d27e5_842f7ac3fe14cb00.pngOptional equipment replacement cost
680cc1c105e8bbc2196d5a2d4ac0cd2f_2033479dafc2000b.pngRoadside assistance
092f08d902424490711f53918b223ea0_499497d0562d41c0.pngUninsured motorist bodily injury
d61a6a993e5d0acca4ccbddbd017edc6_5f5c3fab0bfb7bc6.pngUnderinsured motorist bodily injury
b641cc39ca2a0266fad25def564d3aaf_08461cbb3301eee0.pngVacation rental coverage

Insurance coverages2

Coverages that make a difference

With H-D™ Insurance, you can choose from a wide range of coverages to find the best policy and the very best protection available for your motorcycle.

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You can save in multiple ways

Harley-Davidson Insurance Services provides the best motorcycle insurance for your ride, and offers a wide range of money-saving discounts on our already competitive rates.


a8fc9e35fdd748c3500a041dd871cfc7_2c34c640faacb3dc.pngBundled protection
c532d4f1322ffd042e1b87711d6f9f99_831adbef9e5ee154.pngClaim-free renewal
fd2cac8743a89a53ddae361ad508ca95_68d036a150289fe7.pngExperienced rider
4729af517c3b51a7b8397626a06c6f45_a85ac02ef9326e63.pngH-D™ Riding Academy

H.O.G.® member

613de1d842eae61541f773cf513db8ef_bec994c5b7debcd8.pngHome ownership
2559366c11342d1e95ce77b067c3d294_5dd2a46af05b2e2d.pngMilitary and law enforcement
eb8e9dc9dc4c2d5729c16beb3116291a_7e0689878461e309.pngNew bike
d3d8942443c0a2cfcf8e0955a415fd86_f14cec9450c2672d.pngPrompt payer

Rental coverages

Never miss a minute on the open road

H-D™ Insurance offers optional Rental Reimbursement Coverage and Vacation Rental Coverage in its policies so you’ll never be without a ride! And don’t forget that rider groups, including Club EagleRider members and H.O.G.® members, receive a discount on their H-D™ Insurance.3

Rental reimbursement coverage

Vacation rental coverage

The exclusive U.S. provider of rentals and tours for Harley-Davidson Motor Company.

Olive Green Harley-Davidson fuel tank

Get your motorcycle insurance from the people that know motorcycles.

We’re ready to ride—are you?

Visit or call 866.801.9186 for a quote today! 

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Motorcycle insurance FAQs

You've got questions, we've got answers!

Visit for more details, history, and contact resources, or call 866.801.9186 to get a quote from a licensed agent. 

Please contact Harley-Davidson Insurance Services first. Their H-D™ Insurance motorcycle claims specialists are standing by to facilitate a seamless claims process and assist with everything from roadside assistance to scheduling repairs. You can file a claim online or call the H-D™ Insurance Claims Hotline at 800.242.2464. They will provide instructions as to when to come into the dealership.

You can pay by phone by calling Harley-Davidson Insurance Services at 800.242.2464, or online by using their secure site.

There sure are! See our general FAQs, or you can learn even more by reviewing our coverage FAQs or discounts FAQs.

54191aea3f0ccd317f2141b03abd583c_11bda31119dc643a.png1 Amount may vary by state; contact Harley-Davidson Insurance for details.
2 Coverages and requirements vary by state. See your policy for complete coverage details.
3 Not available in CA, NY or TN. Limit one Rider Group Discount per policy. Quote provided through Harley-Davidson Insurance Services, Inc., a Nevada domiciled insurance agency (NV#5597). Harley-Davidson Insurance Services insurance products are underwriœen, and claims are handled, by a member of the Sentry Insurance Group, Stevens Point, WI. Policies, coverages, benefits, and discounts are not available in all states. See policy for complete coverage details. ©2021 H-D, all rights reserved. Harley-Davidson, H-D, HD, Harley, the Bar & Shield logo, Harley Chrome and MotorClothes are among the trademarks of H-D U.S.A., LLC.